Personal Loan (PL)
Maximum Loan Limit to Member is Rs. 400000
Rate of Interest 12% P.A (Reducing Basis) Terms and conditions apply.
Fully filled up application form must be submitted before 5th day of each month.
Documents required at the time of loan:
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- 1. Latest salary Slip/Form 16/ ITR 2 Years with Computation.
- 2. Bank Statement of salary a/c of last 6 months.
- 3. Security Cheques 6 Nos. and EMI Cheques
- 4. Photo Passport Size 1 Nos.
- 5. Address Proof, Address verification or any other document if pending at the time of membership
- 6. NOC from department (if required)
- 7. Other Requirements- 2 Surities for loan upto Rs. 50,000 and 4 surities for loan above Rs. 50,000
Deposits and Charges:
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- 1. Share money 10% of Loan Amount(MAx Rs.20000/-) if required.
- 2. Loan Linked Deposit (if required)
- 3. CD and OD as required
- 4. Charges 0.5% of loan amount + Rs.100/-
Loan against Fixed Deposit
- Avail loan upto 90% of face value/surrender value of Fixed Deposits
- Rate of interest @2% extra rate of the FD
- Tenure upto maturity date of FD
*Note: Interest will be compunded quarterly if not paid regularly
Documents required at the time of loan:
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- 1. Original FDR Signed by Member
- 2. fully filled up loan application form
Emergency Loan (EL)
- Maximum Loan Limit is Rs. 20,000/- subject to 75% of Deposits in share money and CD or
- surety by one member
Rate of Interest 12% P.A (Reducing Basis) Terms and conditions apply.Click Here
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Loan will be sanctioned @15% P.A and1.5% P.A special rebate will be given at the time of closure of loan to the members
who will pay regular installments without fail
Documents required at the time of loan:
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- 1. Fully filled up application form
- 2. Latest salary Slip/Form 16/ ITR 2 Years with Computation.
- 3. Bank Statement of salary a/c of last 6 months.
- 4. Security Cheques 6 Nos. and EMI Cheques
- 5. Photo Passport Size 1 Nos.
- 6. Address Proof, Address verification or any other document if pending at the time of membership
Deposits and Charges:
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- 1. Share money 10% of Loan Amount if required.
- 2. CD and OD as required
- 3. Charges 0.5% of loan amount + Rs.100/-
Loan Against Govt. Bonds/Postal Securities (SL)
Maximum Loan Limit is Rs. 10,00,000/-
Avail loan upto 75% of surrender/face value of securities.
Rate of Interest 12% P.A (Reducing Basis) Terms and conditions apply.Click Here
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Loan will be sanctioned @15% P.A and 1.5% P.A special rebate will be given at the time of closure of loan to the members
who will pay regular installments without fail
Documents required at the time of loan:
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- 1. Fully filled up loan application form
- 2. Original Govt. Securities i.e. KVP/NSC/LIC Bond etc.
- 3. Pledge Certificate from concern Department/Endorsment
- 4. Latest salary Slip/Form 16/ ITR 2 Years with Computation.
- 5. Security Cheques 6 Nos. and EMI Cheques
- 6. Photo Passport Size 1 Nos.
- 7. Address Proof, Address verification or any other document if pending at the time of membership
Deposits and Charges:
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- 1. CD and OD as required
- 2. Charges 0.5% of loan amount + Rs.100/-
Loan Against Gold (GL)
Maximum Loan Limit is Rs. 10,00,000/-
- Rate of Interest -- 12% to 24 % P.A
Documents required at the time of loan:
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- 1. fully filled up loan application form
- 2. Charges 0.5% of loan amount + Rs.100/-
Hypothecation Loan (HP Loan)
On New Vehicle Purchase Only
Maximum Loan Limit is Rs. 10,00,000/-
avail loan upto 75% of performa invoice from authorised dealer
Rate of Interest 12% P.A (Reducing Basis) Terms and conditions apply.Click Here
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Loan will be sanctioned @15% P.A and 1.5% P.A special rebate will be given at the time of closure of loan to the members
who will pay regular installments without fail
Documents required at the time of loan:
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- 1. Performa Invoice
- 2. Latest salary Slip/Form 16/ ITR 2 Years with Computation.
- 3. Bank Statement of salary a/c of last 6 months.
- 4. Security Cheques 6 Nos. and EMI Cheques
- 5. Photo Passport Size 1 Nos.
- 6. Address Proof, Address verification or any other document if pending at the time of membership
- 7. NOC from department (if required)
- 8. Other Requirements- 2 Surities for loan upto Rs. 50,000 and 4 surities for loan above Rs. 50,000
Deposits and Charges:
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- 1. Share money 10% of Loan Amount(MAx Rs.20000/-) if required.
- 2. CD and OD as required
- 3. Charges 1.0% of loan amount + Rs.100/-
Loan Against Mortgage of Property (LAP)
Maximum Loan Limit to Member is Rs. 1000000
Rate of Interest12% P.A (Reducing Basis) Terms and conditions apply.Click Here
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Loan will be sanctioned @15% P.A and 1.5% P.A special rebate will be given at the time of closure of loan to the members
who will pay regular installments without fail
Documents required at the time of loan:
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- 1. Fully filled up loan application form
- 2. Original property papers complete Chain
- 3. Latest salary Slip/Form 16/ ITR 2 Years with Computation.
- 4. Bank Statement of salary a/c of last 1 Year.
- 5. Security Cheques 6 Nos. and EMI Cheques
- 6. Photo Passport Size 2 Nos.
- 7. Address Proof, Address verification or any other document if pending at the time of membership
- 8. Other Requirements- Surity by 4 members
Deposits and Charges:
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- 1. Documents verification Charges (Legal Charges) Rs.5000+ G.S.T (Rs.5900/-)
- 2. Share money total deposit up to rs.20000 if required.
- 3. CD and OD as required.
- 4. Charges @ 0.5% of loan amount + Rs.100/-